Will My Dog Raise My Rate? A List of Dangerous Breeds
Dogs, Home Insurance, and what it means to your premium.
Some dogs can increase your home insurance premium. Do you own a dangerous dog?
Dogs are usually loving members of the family, but they can also be unpredictable and dangerous. The risk of injury from a dog bite or attack raises much concern for home insurance companies, and dog owners should be aware that the breed of dog they own can drastically raise their rates or result in a denial of coverage.
Because dog-related injuries are a serious concern for home insurers, most companies have restrictions on the breeds of dogs that they are willing to cover. Below is a list of dog breeds known to raise red flags to insurance companies:
- Akita
- Bull Terrier
- Chow Chow
- Doberman
- German Shepard
- Great Dane
- Husky
- Malamute
- Mastiff
- Pit Bull
- Rottweiler
- Wolf-Dog
If you own one of these breeds of dogs and are wondering how much it costs to insure it, receive free home insurance quotes now and have licensed experts review your coverage and make sure you have the protection you need.
